Transforming Agri-Lending Through Earth Intelligence
SatSure enables banks and NBFCs to underwrite, monitor, and manage agricultural credit portfolios using satellite-driven insights on farm productivity, climatic risks, and regional prosperity—bridging the gap between credit intent and repayment capacity for rural borrowers
Accelerate Agri-Lending Process for Farmers with Smart Land Insights
SatSure’s banking solutions integrate farm-level analytics, regional prosperity indicators, and borrower intelligence—enabling banks to expand reach, reduce risk, and digitize rural credit workflows
Sourcing & Expansion Intelligence
Target high-potential rural clusters for branch expansion using village-level rankings based on crop diversity, infrastructure, rural affluence, and banking penetration
Underwriting & Credit Scoring
Go beyond credit bureau data with SatSure’s Farm Credit Score—combining cropping patterns, irrigation access, rainfall trends, and historical yield to objectively assess repayment capacity, especially for new-to-credit (NTC) borrowers
Portfolio Monitoring & Collections
Track farm-level performance, crop progression, and weather risk in real-time. Enable early detection of credit stress and improve recovery strategies using spatial insights
Policy & Product Innovation
Use long-term climate and yield datasets to design differentiated rural credit products—tailored for specific crop cycles, regions, or water stress conditions
Powering Credit Growth with Data-Driven Lending
SatSure is transforming rural lending by embedding Earth Observation and geospatial intelligence into the banking value chain
60,000+
agri plots assessed for repayment behavior correlation
15,000+
farmer accounts modeled across 4 states and 9 agro-ecological zones
20%
reduction in underwriting turnaround time (TAT)
85%+
geospatial-data match with RM/CAM validation
A Unified Credit Intelligence Layer for Rural Finance
Farm-Level Geospatial Analytics
Crop classification, multi-season yield, irrigation availability, soil type, and historical cropping intensity are tracked for every farm plot—enabling quantifiable income assessment.
Climate & Risk Indicators
Rainfall variability, drought frequency, and agro-climatic zoning data help banks assess environmental risk to crop performance and repayment potential.
Regional Affluence & Proximity Mapping
SatSure maps key rural economic indicators including road access, mandi proximity, and nightlight intensity—offering village-level credit potential rankings.
Embedded APIs for Credit Engines
Our JSON-based API integrates with your credit decision engine to deliver real-time farm insights and embed proprietary credit scores into SatSource reports and workflows.
Frequently Asked Questions
Everything You Need to Know About Digitizing Rural Lending with SatSure
How does SatSure help evaluate repayment capacity?
SatSure uses EO data to quantify cropping intensity, irrigation access, and yield history—offering a proxy for income potential, even in the absence of credit history.
Can SatSure’s solutions integrate with our credit engine?
Yes. Our API-based delivery enables seamless integration with existing loan origination systems, rule engines, or SatSource.
What is the Farm Credit Score and how is it computed?
The Farm Credit Score is a proprietary risk score derived from multi-season crop data, climatic risks, irrigation access, and proximity factors—embedded into SatSource via API.
Can this work for non-agri MSME or retail portfolios?
While our current focus is agri-credit, components like regional prosperity, climatic stress, and asset-level insights can be tailored for rural MSME segments as well.
What makes SatSure’s banking solution unique?
Unlike bureau-only models, SatSure combines spatial intelligence with farm economics to offer a holistic, objective, and scalable approach to rural lending.
Featured Stories
SatSure and KALRO Partner to Leverage Satellite Data for Agricultural Transformation in Kenya
SatSure and Dhruva Space forge strategic alliance to deliver end-to-end Earth Observation-as-a-Service (EOaaS) Solutions
SatSure X SEA: Advanced Agricultural Forecasting for Rapeseed-Mustard Production
